I titled this post "If I Ever Get My Hands On a Significant Amount of Money, You Won't Have to Worry About Me Blowing It," because while I agree with Superior Court Chancery Judge Margaret Mary McVeigh when she says "That's what money does to people: It changes positive relationships into bad ones. It doesn't always enhance a relationship, or bring out people's better qualities," I also believe that I would have the wherewithal to do what I needed to do to live in a comfortable (not extravagant) manner. In an article appearing in USA TODAY titled Twelve Things Not to Do If You Win The Lottery, I could not agree more with tip number 5. It reads verbatim below:
Let your debts remain in place. If you get the "I'm rich and don't have to pay anymore" bug, you might be dooming yourself. Whether you take the lump-sum or the annuity option, if you have a single penny of debt in the immediate future and distant future, then something is seriously wrong. For that matter, you should not have a single debt ever again. If you manage to go broke down the road and still have a mortgage, car payments, student loans, credit card debt and personal bills, all of your friends and family members should get to spank or ridicule you every day for the rest of your life.
For most people, it is the lack of money that is the root of all social evil and misery because there is not enough to pay our bills in their entirety as there always seems to be more month than money. When you hit a lottery or you are blessed enough to work in a field where the numbers are few but the visibility and demand is high such as athletics, entertainment, etc. there ought not be a need for the financial messes that the average Joe and Jane continuously hear and read about. For example, Dr. Boyce Watkins published an article in BOSS SPORTS on November 2, 2013 titled ALLEN IVERSON RETIRES WITH LESS MONEY THAN A FIVE YEAR OLD. Does that make sense to you? The sad part is, he is not the first nor will he be the last as a fool and his money do part. I just don't get it, because all I want to do is be able to pay my bills, be debt free, and buy what I want to buy when I want to buy it without incurring debt; it's not brain surgery. I don't understand why the folks who can do what I just described blow this gift. For you the average reader out there reading this post, can you imagine? I end with the title of this post; If I ever get my hands on a significant amount of money, you won't have to worry about me doing anything stupid to lose it. I will be grateful to God and cherish the opportunity to be able to pay my bills, be debt free, and buy what I want to buy when I want to buy it without incurring debt. My children's college tuition would be paid, my house and car would be paid for. I would tithe to my church and then I would live without debtors calling, bills coming in the mail or online, etc. etc. How about you? I welcome your commentary in the comment section of The Critical Thinker and you are invited to follow me on Twitter @thinkcritical01 and on Tumblr at thecriticalthinker01.tumblr.com.
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